Blog

April 10, 2020

Scams Abound Amid Pandemic Panic

Written by Barry J Swaim, CFP , Posted in

The following guidelines can help you protect yourself from these digital scams and stay clear of suspicious links you may come across in your internet travels.

Sadly, as is the case in any crisis, there are those among us who are looking to capitalize on cruelty and take advantage of heightened vulnerabilities. Hackers are trying to lure victims to click on COVID-19 related hyperlinks that contain malicious software and other computer viruses. In some cases, these scams look like official messages … Continue reading “Scams Abound Amid Pandemic Panic”

February 26, 2020

Your 2020 Financial Well-Being: Control What You Can Amid New Laws and Predictions

Written by Barry J Swaim, CFP , Posted in

How to Tune Out the Talking Heads and Focus on Your Goals

Between the upcoming presidential election and the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which became law in December, it’s easy to begin worrying about what 2020 will mean for your personal finances. We refer to these as exogenous factors. When your head starts to spin, though, remember to focus on the things … Continue reading “Your 2020 Financial Well-Being: Control What You Can Amid New Laws and Predictions”

February 10, 2020

Practicing Good Health and Financial Habits Will Lead to a Fulfilling Retirement

Written by accruentadvisors , Posted in

The most successful retirees are those who feel both healthy and secure.

Many people think of their physical health and their financial security in terms of two separate goals, but the truth is they are very much linked. In fact, a recent study published by the Association for Psychological Science showed that whether or not an individual contributes to a 401(k) plan is a good predictor of … Continue reading “Practicing Good Health and Financial Habits Will Lead to a Fulfilling Retirement”

January 29, 2020

Is Charitable Giving Part of Your Financial Plan?

Written by accruentadvisors , Posted in

Studies Show Philanthropy is on the Rise

For a growing number of people, an important part of financial planning is the ability to give back to meaningful charitable causes. In fact, according to Giving USA’s 2018 Annual Report on Philanthropy, individual giving is at an all-time high. As you consider whether charitable giving will play a role in your financial planning, read … Continue reading “Is Charitable Giving Part of Your Financial Plan?”

December 16, 2019

Giving the Gift of Financial Literacy to Your Loved Ones

Written by Barry J Swaim, CFP , Posted in

This holiday season replace traditional gifts with one that will last a lifetime.

As you make your list and check it twice this year, consider moving away from traditional, tangible gifts in favor of a lesson that will last long past the holiday season: financial literacy. It’s truly the gift that keeps on giving, and it’s appropriate for children, your friends, and even your parents. Money Lessons for … Continue reading “Giving the Gift of Financial Literacy to Your Loved Ones”

November 20, 2019

Do We Inherit Money Beliefs from Our Parents?

Written by Barry J Swaim, CFP , Posted in

Learn How Your Childhood Impacts Your Financial Outlook as an Adult

As children, we’re all like sponges. We pick up on our parents’ habits and values related to everything from sports teams to food preferences. And, whether we intend to or not, we often inherit our parents’ attitudes about money, too. We call this your money personality. If your parents were disciplined about saving, you likely … Continue reading “Do We Inherit Money Beliefs from Our Parents?”

October 3, 2019

What to Expect Financially When You’re Expecting: Part IV

Written by David Klepeisz, CFP, EA , Posted in

In the final part of this series, we will cover savings goals and college savings plans.

While tearfully saying goodbye to your little bundle of joy at college seems lightyears away, now is a good time to start putting some money away for college. Based on information compiled by Vanguard, the average cost of college has increased by 6% per year. Since I live in the state of North Carolina, I’ll … Continue reading “What to Expect Financially When You’re Expecting: Part IV”

August 21, 2019

PART III: Health Insurance and Life Insurance: what to know and what to do

Written by Nathan Snow, CFP, EA , Posted in

In this series we will cover things you should consider financially as you prepare for your new bundle of joy.

Our third article in the What to Expect Financially When You’re Expecting series centers around important things to consider surrounding two of your most important insurance coverages i.e. health insurance and life insurance. As is often the case, there are other insurance coverages that are important in this overall discussion, but health and life are … Continue reading “PART III: Health Insurance and Life Insurance: what to know and what to do”

August 12, 2019

Are You Taking Advantage of “The Longevity Effect” to Get a Greater Return on Life?

Written by accruentadvisors , Posted in

This generation of retirees is going to live longer than any in history.

Today’s seniors are healthier, more active, and receiving better preventative care. And on top of that, a growing group of scientists is trying to harness technology and modern medicine to slow down the aging process. Experts call the cumulative effect of these changes to life expectancy “the longevity effect.” They project that extending our years … Continue reading “Are You Taking Advantage of “The Longevity Effect” to Get a Greater Return on Life?”

You’ve met the one. You plan to spend your life with this person, but there is a problem, they have a lot of debt. If you’ve worked hard to avoid or get yourself out of debt, it’s understandable that the idea of taking on someone else’s would be unpalatable at best. At worst, it could … Continue reading “What to do When One person has more Debt than the Other in a Relationship”